Business Cash Management Services

Business Cash Management Services

Business Online Banking

Our business online banking gives you a detailed, up-to-date view of your financial picture anytime, 24/7. With convenient online business banking solutions, you'll have all the tools you need to efficiently check balances, transfer funds and oversee other important aspects of your business finances.

• Review deposit account balances
• Check transaction history with paid checks view
• Download account transactions
• Categorize transactions for a personalized report
• Pay bills with one-time or recurring bills options
• Transfer funds between Hausvon Westphalen accounts
• View stop payments
• eStatements accessibility
• And more!

Merchant Capture

Our Merchant Capture service allows you to scan checks in your own offices and then deposit them to your Hausvon Westphalen account via the Internet. Now deposits don't require a trip to the bank!

ACH Origination Services

This service enables you to create electronic transfers to or from accounts of other companies or individuals, directly to your business account via Automated Clearing House (ACH). It's a low-cost alternative for the collection of recurring monthly payments, direct deposit of payroll, consumer debits and credits and business-to-business payments.

Positive Pay

Reduce the risk of check fraud with Positive Pay from Hausvon Westphalen. With this service, you submit an electronic file each day, detailing the checks your business issues. As each check is presented for payment, the Positive Pay system electronically compares it to the information in your file. Any discrepancies are flagged and reported through our online banking system, where you can see an image of the check and make an online "approve/return" decision.

Positive Pay services not only help prevent check altering and forgery, they also automate your account reconciliation process. That means you spend less time and money on reconciling accounts, and gain a streamlined approach to check storage and retrieval.

Zero Balance Accounts (ZBA)

ZBA accounts are used to transfer deposits from subaccounts to primary accounts, thus maintaining a "zero balance" in the subaccount. For example, funds deposited by each of a chain of stores can be transferred to the headquarters of the chain.

Merchant Services

Hausvon Westphalen can assist you in setting up your credit card payments from your customers. Please contact us using the link below or at (770) 437-0004 for more information.

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